Private money Short-term structure KYB required
Private Money Impound
A short-term product with the full Easy Impound service behind it. Private money borrowers get taxes and insurance handled without tying up capital in reserves; lenders get verifiable proof their collateral is protected. In California, the Supplemental Tax Solution can be added.
Built for the loan term
Short-term loans, short-term structure
Private money loans don’t run for thirty years — they run for months. Setting up a conventional escrow account against that timeline is awkward at best, and most private lenders end up either collecting reserves that strangle the borrower’s working capital, or skipping the impound entirely and hoping the taxes get paid.
Private Money Impound is the third option. It’s the full Easy Impound service — tax monitoring, insurance monitoring, on-time payment to the county and the carrier — structured for a short-term loan and an entity-held property.
For the borrower, capital stays in the deal instead of sitting in reserves. For the lender, there is a documented, verifiable record that taxes and insurance are current on the collateral for the life of the loan.
At a glance
- CoverageFull Easy Impound
- TermShort-term
- Reserves collected at closing$0
- Supplemental Tax Solution (CA)Available
- Business verification (KYB)Required
- One-time setup$300
Two sides
What each side gets
For the borrower
Capital stays in the deal
- No reserve deposit consuming your working capital at closing
- Predictable monthly collections instead of lump-sum tax bills
- Taxes and insurance paid on time without you tracking dates
- Insurance monitored so a lapse never triggers a default
- Supplemental tax bill support available on California deals
For the lender
Collateral protection you can verify
- Documented proof taxes are current on the secured property
- Insurance monitoring, with visibility into lapse and cancellation risk
- No delinquent-tax surprise at payoff or in a workout
- Works across a portfolio of entity-held properties
- Volume pricing as the number of enrolled properties grows
Included
Full Easy Impound coverage
Tax monitoring & payment
Due dates, assessed values and rate changes tracked; payment made directly to the county.
Insurance monitoring & payment
Renewals, premium changes and cancellation notices tracked; premium paid directly to the carrier. See how insurance monitoring works →
Short-term structure
Set up and wound down around the loan term rather than a thirty-year amortization schedule.
CA supplemental tax solution
On California properties, supplemental tax bill budgeting and payment can be added to the account.
Entity accounts & KYB
Private money accounts are business accounts and require business verification at setup.
Portfolio visibility
One dashboard across every enrolled property, with itemized history and exportable receipts.
Pricing
$300
One-time setup per property
$120
Annual subscription, properties 1–2
$60
Annual subscription, properties 5+
Private Money LLC accounts require business verification (KYB). A property is classified as a business account based solely on the bank account linked to it — if the linked account is owned by an entity, the property is billed at the business rate regardless of who holds title.
Other Easy Impound products
Nationwide
Reserve Eliminator
Replace the servicer’s escrow account. We collect monthly and pay your taxes and insurance.
CA purchase
Reserve Eliminator Plus Supplemental
Everything in Reserve Eliminator, plus we budget for and pay your supplemental tax bill.
California
Supplemental Tax Solution
For California buyers who must impound with the servicer. Covers the supplemental tax bill only — $350 one-time.
Your money is protected
All collected funds are held in FDIC-insured accounts through our banking partner and are used for one thing only: paying the property tax and insurance obligations you enroll. Every collection and disbursement is itemized in your dashboard.
FDIC-insured banking partner ACH protected by Plaid Bank-level encryption Itemized payment receipts
Ready to take your reserves back?
Set up an account in minutes. Enroll during your real estate transaction or any time after — there is no closing deadline.
Start Today