How it works
How Easy Impound works
Simple steps to stop worrying about property tax and insurance payments.
The Easy Impound promise
You pay one predictable amount each month. We track the bills, hold the funds at an FDIC-insured bank, and pay your county and your carrier directly.
Simple signup
About five minutes, no reserves at closing
Monthly payments
Automatic, affordable, predictable
Paid on schedule
Direct to the county and your carrier
Your journey
Your journey with Easy Impound
1
Quick and easy signup
Get started in about five minutes
5 minutes
What you provide
- Property address and detailsIncluding the county it sits in
- Contact informationWhere we send confirmations and notices
- How you want to fund itBank account through Plaid, debit card or credit card
- Recent tax bill and declarations pageIf you have them — we can retrieve them if not
What we do
- Verify your property informationAgainst the county record
- Calculate your monthly amountFrom the real annual obligation, not last year’s number
- Open your Program accountHeld at our FDIC-insured Sponsor Bank
- Schedule your collection datesSame date each month, set at sign-up
Secure registration. Bank connections run through Plaid, so your banking username and password never reach Easy Impound. Data is encrypted in transit and at rest — the detail is on the security page.
2
Stress-free monthly payments
Automatic, affordable, predictable
Automatic
How monthly payments work
- We calculate your monthly amountAnnual obligation ÷ 12, plus the platform subscription
- Automatic monthly collectionSame date each month, no surprises
- Funds held at the Sponsor BankIn your Program account at our FDIC-insured banking partner until a bill is due
- We recalculate when the numbers moveA reassessment or a premium increase changes the monthly amount, not your due date
Payment example
$6,000
Annual property tax
- Monthly tax portion$500.00
- Platform subscription$10.00
- Total monthly payment$510.00
Illustrative. The subscription shown is the Personal rate for one to two properties; a one-time setup fee applies per property. See pricing.
Budget-friendly. No scrambling for a large lump sum. The year’s obligation is spread across twelve manageable payments — and because there are no reserves collected at closing, the capital stays with you.
3
On-time payment, handled
We do the watching so you don’t have to
Handled for you
Our process
- We track the due datesInstallment deadlines vary by county; we track yours
- We prepare the payment ahead of timeBefore the bill comes due, not on the day
- We pay the county and your carrierDirectly, from your Program funds
- You get confirmationEvery collection and disbursement itemised in your dashboard
What you get
- One predictable monthly amountInstead of two large bills at unpredictable times
- Nothing to diariseThe due dates are ours to watch, not yours
- A ledger that reconcilesPayee and amount on every line
- Support when you need itEmail a person, with your property in front of them
If a collection doesn’t clear. We check your balance before each deposit and tell you if it is short, then retry every few business days. If it stays unpaid for ten business days the account pauses, and you have thirty days to restore it. Easy Impound does not advance funds, and the obligation remains yours throughout — see Terms section 4.
4
Your insurance premium, same schedule
Handled alongside the tax portion
Included
How the insurance side works
- We calculate the premium the same wayAnnual premium ÷ 12, collected alongside the tax portion
- We monitor the policyRenewal date, premium changes, cancellation and lapse notices
- We pay the carrier directlyFrom the same Program account
- We flag increases before they biteSo the monthly amount is adjusted rather than falling short
What that means
- Included, not an add-onInsurance is part of Reserve Eliminator, not an extra product
- Coverage stays verifiedWe hold the declarations page and the mortgagee designations
- One account, both obligationsTaxes and insurance on the same schedule
- Optional marketplace laterComparison quotes are opt-in only, and not live yet
One exception. On Supplemental Tax Solution, your servicer keeps the insurance escrow and we handle only the California supplemental tax bill. On the other three products, insurance is included.
What if there isn’t enough in my account?
Before each scheduled deposit we check the available balance through Plaid. If it is short, we notify you by email — and by text if you have given us a mobile number — then re-check roughly every three business days. If the deposit has not gone through within ten business days the account is paused, and you have thirty days to restore it. Neither Easy Impound nor the Sponsor Bank advances funds on your behalf.
Can I change my payment date?
Yes. Contact support and we can move your monthly collection date to line up with how you are paid.
How do I see what has been paid?
Your dashboard itemises every collection and every disbursement, with the payee and the amount, so the ledger reconciles against your actual bills.
Can I add more than one property?
Yes. Pricing is per property and the rate drops as you add more — the tiers are on the pricing page.
What happens to my money if I cancel?
You can cancel at any time. Your Program funds are returned within seven to fourteen business days.
Do I still owe the taxes if something goes wrong?
Yes. Easy Impound organises and pays these obligations for you, but they remain yours. The full position is set out in the Terms of Service.
Keep your capital. Keep the protection.
Set up an account in a few minutes and let the bills take care of themselves.
Get Started