About Easy Impound
Tax and insurance concierge built around the homeowner
For decades, the only way to have someone else handle your property taxes and insurance was to let your lender hold your money. We built a different way — the same protection, without the reserves, and with the visibility you should have had all along.
Why we exist
This part of homeownership hasn’t changed in decades. Everything around it has.
You can move money across the country in seconds, but the account that holds your property taxes still works the way it did in the 1970s. Your lender collects months of reserves at closing — a five-figure line item in high-tax states — then holds that money in an account you cannot see, sized on numbers that are often already out of date.
It is not that the service is unnecessary. Somebody does need to make sure the county gets paid and the policy stays in force; that is exactly why lenders require it. The problem is the price the borrower pays for it: capital surrendered at the worst possible moment, and no window into where it goes.
Easy Impound separates the two. We take on the collection, the monitoring and the payment — the whole job, end to end — without requiring anyone to fund months of reserves before they get the keys.
What we changed
- Reserves collected at closing$0
- Who holds the moneyFDIC-insured partner
- Who sees the ledgerYou do
- How the budget is setYour real bills
- When it’s recalculatedYear-round
- Supplemental tax billsHandled
Our name is our method
Unlock. Modernize. Streamline.
Three words on our logo, and the order we work in.
Unlock
Free the capital trapped in reserve requirements. That money belongs in the down payment, the rate, or the roof — not sitting in an account earning nothing for the person who deposited it.
Modernize
Connect directly to county assessor systems and insurance carriers so the budget reflects what your property actually owes — not a figure inherited from the previous owner.
Streamline
One monthly amount, one dashboard, one place every receipt lives. Taxes, insurance and supplemental bills stop being three separate things you have to remember.
What we believe
The principles we build against
These are not slogans. Each one shows up as a decision somewhere in the product.
You should be able to see your own money
Every collection and every disbursement is itemized, with receipts and confirmations. If you cannot check the work, you are not a customer — you are a depositor.
Customer money is not our money
Collected funds sit with our FDIC-insured banking partner and are used for one purpose: the tax and insurance obligations you enrolled. They are not working capital.
Budget from reality, not from the tax roll
A purchase changes what a property owes. We track reassessments and premium changes through the year rather than discovering the gap at renewal.
The lender’s protection stays intact
This only works if the collateral is genuinely protected. Taxes get paid, coverage stays in force, and there is a documented record proving both.
What we do
Four ways to use one platform
Different transactions need different structures. The underlying service is the same.
Nationwide
Reserve Eliminator
Our core product. We take the whole job off the mortgage company — no reserves at closing, monthly collections sized to your real bills, taxes and insurance paid on time.
California purchase
Reserve Eliminator Plus Supplemental
Everything above, plus the supplemental tax bill that follows a California purchase — budgeted from day one and paid when the county issues it.
California
Supplemental Tax Solution
For buyers required to impound through their servicer. The servicer keeps the regular escrow; we cover the supplemental bill their budget missed. $350 one-time, no recurring fee.
Short term
Private Money Impound
Built for the length of a private money loan. Borrowers keep capital in the deal; lenders get verifiable proof the collateral’s taxes and insurance are current.
How we handle money
The part that has to be boring
We are a technology and payment-servicing company. Our job is to move a predictable amount from your account to the county and your carrier, on time, and to be able to show our work afterward.
Collected funds are held in FDIC-insured accounts through our banking partner and are used solely for the property tax and insurance obligations you enroll. All ACH transactions are protected by Plaid, which secures the connection to your bank so your account credentials are never stored by us.
Every collection and every disbursement is itemized in your dashboard with receipts and confirmations — the kind of record you can hand to a lender, an accountant or a partner without assembling it yourself.
What we are, and are not
- Technology & payment servicingYes
- A lenderNo
- A mortgage servicerNo
- An insurance agency or brokerNo
- A tax advisorNo
- Paid commissions by carriersNo
We do not provide legal, tax or financial advice. Product availability and eligibility vary by state, loan type and lender approval.
Get in touch
Talk to us
Homeowners & investors
Questions about enrolling a property, or which product fits your transaction.
Agents & loan officers
Referral partnerships for real estate agents, loan officers, escrow officers and private lenders.
Keep your capital. Keep the protection.
Enroll during your real estate transaction or any time after — there is no closing deadline.
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